Can I combine down payment assistance programs in Charlotte?

Yes, and stacking is where the real money is. House Charlotte explicitly permits combination with other assistance, including the NC Housing Finance Agency's Community Partners Loan Pool. But NCHFA applies over-subsidy limits and House Charlotte match rules govern what counts as an eligible match source. A program-approved lender has to run the actual structure.

Is House Charlotte a grant?

No. It is a 0% interest, deferred second mortgage with a thirty-year term, forgivable at year 31. There is no monthly payment, but it is a lien on your home and you repay it if you sell before forgiveness.

What credit score do I need for down payment assistance in North Carolina?

640. That is the minimum for the NC Home Advantage Mortgage, the NC 1st Home Advantage Down Payment, and the Community Partners Loan Pool. FHA financing is available at 580 with 3.5% down, but it does not come with those assistance programs.

Do I have to be a first-time buyer?

It depends on the program. House Charlotte is first-time buyers only. CPLP is not, although you cannot own other property. The NC Home Advantage Mortgage is open to move-up buyers. First-time buyer means you have not owned a primary residence in the past three years, and military veterans are treated as first-time buyers by NCHFA.

Is the NC Home Advantage Tax Credit still available?

No. NCHFA has posted a termination notice for the NC Home Advantage Tax Credit, the Mortgage Credit Certificate program. If you see a Charlotte article promoting a $2,000 per year federal tax credit through this program, it is out of date.

How much house can I buy with House Charlotte?

Up to $365,000, new construction or existing, inside Charlotte city limits. That is the hard cap, and it is below the City of Charlotte median sale price, so the program reaches roughly the lower third of the market.

Down Payment Assistance in Charlotte, NC: Every Program That Actually Exists in 2026

Dante Pinto
55 minutes ago
19 min read

Front porch of a Charlotte NC home in the House Charlotte down payment assistance price range

I want to start with something uncomfortable.

Last month, I read four different Charlotte articles about down payment assistance. One was written by a mortgage lender two weeks ago. All four of them were promoting a $2,000 per year federal tax credit that the North Carolina Housing Finance Agency has posted a termination notice for. Three of them said the House Charlotte program is forgiven after five years. It is forgiven at year 31. Two of them promised a $7,500 grant from Chase that does not appear anywhere in Chase's current consumer materials.

None of them mentioned the number that decides whether any of this is real for you: House Charlotte caps out at a $365,000 purchase price, and the City of Charlotte median sale price was running around $420,000 in early 2026.

So here is what this article is. It is a complete, sourced, verified accounting of the down payment assistance available to a Charlotte buyer in July 2026. Local programs, statewide programs, nationwide programs. What each one actually pays, what it actually costs you, and the specific rule that will quietly disqualify you if nobody tells you about it.

I am a licensed real estate broker, not a lender. I do not originate loans, and I do not get paid when you use one of these programs. What I do is watch buyers leave money on the table, or worse, build a plan around a program that stopped existing, and then lose a house because of it. Let's fix that.

Find out where you actually stand with the down payment assistance programs in Charlotte, NC

Before you read four thousand words, spend ninety seconds. The tool below takes eight questions, calculates your area median income percentage against the HUD FY 2026 limits for the Charlotte-Concord-Gastonia area, and tells you which programs are open to you and which specific rule closes the others.

It will also tell you the thing most calculators refuse to say out loud: what is standing in your way. Then come back and read the details, because that's where the money is.

What changed in 2026, and what most Charlotte content still gets wrong

The NC Home Advantage Tax Credit is gone

For years, the NC Home Advantage Tax Credit, technically a Mortgage Credit Certificate or MCC, let first-time buyers and veterans convert a slice of their mortgage interest into a federal tax credit worth up to $2,000 a year, every year they lived in the home. It was quietly one of the best deals in North Carolina.

NCHFA has posted a notice on its own website stating that the agency will be terminating the NC Home Advantage Tax Credit program, with the actual date depending on when available funds are exhausted. The agency's June 2025 and June 2026 press releases about expanding its mortgage products do not list it among the products.

This matters more than it sounds. A $2,000 annual credit over ten years is $20,000. If a lender or an agent is still quoting it to you as part of your buying power in 2026, you have learned something important about how carefully they are reading their own industry.

Source: NCHFA, NC Home Advantage Tax Credit

The Chase grant number everyone repeats is out of date

In early 2024, Chase announced it was raising its Homebuyer Grant to $7,500 in fifteen markets. That press release has been copied into roughly every "first-time buyer grants" listicle on the internet since.

Chase's own current consumer page, published in April 2026, describes the Homebuyer Grant as $2,500 or $5,000, available on DreaMaker, Standard Agency, FHA and VA loans when the property sits in an eligible low-to-moderate-income census tract. The $7,500 tier is not there.

I am not telling you Chase is a bad option. I am telling you that if your down payment plan has a $7,500 line item in it because a blog said so, you are $2,500 to $5,000 short and you will find out at the closing table.

Source: Chase, Guide to the Chase Homebuyer Grant

House Charlotte does not give you $80,000

You will see the headline everywhere, including on DreamKey Partners' own landing page: up to $80,000 in down payment assistance.

It is technically true and functionally misleading. Here is the actual structure, straight off the program overview sheet revised June 29, 2026.

We will get into it below. But the short version is that the city provides a base amount and then matches other assistance you have already secured. The match is not free money from the city. It is the city agreeing to double down on money you brought.

Nobody explains this, and it is the difference between a plan that works and a plan that collapses in underwriting.

The Charlotte Programs House Charlotte

House Charlotte is a City of Charlotte program administered by DreamKey Partners, the nonprofit formerly known as the Charlotte-Mecklenburg Housing Partnership. It is the biggest pot of money available to a Charlotte buyer, and it is the most misunderstood.

The three tiers, as of the June 29, 2026 program sheet:

Program 1A. Households at or below 80% of area median income. Base assistance up to $30,000. Additional match up to $50,000. Thirty-year term, forgivable at year 31.
Program 1B. Households between 80.01% and 110% of area median income. Base assistance up to $10,000. Additional match up to $20,000. Thirty-year term, forgivable at year 31.
Program 1B Exemption. Households between 80.01% and 110% AMI who work for the City of Charlotte, Mecklenburg County, or Charlotte-Mecklenburg Schools. Up to $30,000 with no match required. Thirty-year term, forgivable at year 31.

For reference, HUD's FY 2026 income limits for the Charlotte-Concord-Gastonia area put 80% AMI for a four-person household at $93,900. The 110% ceiling for that same household runs to roughly $129,150.

Now the four things that decide whether this works for you.

The match is not the city's money. The eligible matching sources listed on the program sheet are nonprofit down payment assistance, bank-provided down payment assistance, and the buyer's own assistance. Translation: you have to go get another program first, and then House Charlotte will match it. The most common path is the Community Partners Loan Pool, which I cover below. If you are at 80% AMI with no other assistance lined up, your House Charlotte number is $30,000, not $80,000.
That 1B Exemption is the most overlooked line in Charlotte real estate. If you teach at CMS, or work for the county, or work for the city, and you are between 80% and 110% AMI, you get $30,000 with no match requirement. Your neighbor at the exact same income who works in the private sector gets a $10,000 base and has to go find matching funds. Nobody writes about this. If you are a CMS teacher and you have been told House Charlotte gives you $10,000, you have been told wrong.
It is forgivable at year 31, not year 5. This is a thirty-year, 0% interest, deferred second mortgage. No monthly payment. But it is a lien, and if you sell in year eight, you repay it. Half the Charlotte content online still repeats a five-year forgiveness schedule that has not been accurate for years. Plan your holding period accordingly, because a $30,000 lien changes the math on selling in year four.
The $365,000 purchase price cap is the whole ballgame. New construction or existing, the cap is $365,000. Canopy MLS put the City of Charlotte median sale price at $420,000 in February 2026, and Redfin has Charlotte at $435,000 for the three months ending May 2026. So House Charlotte reaches roughly the lower third of the market. That is not a reason to give up. It is a reason to shop deliberately: specific corridors, specific product types, townhomes and condos over detached single family in a lot of cases. This is exactly the kind of constraint an agent earns their keep on, because you cannot solve it with a search filter.

Two more things you need to know.

The home must be inside Charlotte city limits, verified through the official House Charlotte mapping application. Unincorporated Mecklenburg does not count. Huntersville, Matthews, Mint Hill, Cornelius and Davidson do not count. And plenty of homes with a Charlotte mailing address are not actually inside the city. Check the map before you write an offer, not after.

And DreamKey issues a maximum of 20 reservations per month, first come, first served, working in the order received, with no guarantee. Read that again. This is not an entitlement you claim at closing. It is a queue. Timing your offer and your lender's submission is a real strategic decision.

You also need 8 hours of HUD-approved homebuyer education and counseling before closing, and you must use a House Charlotte approved lender.

Sources: DreamKey Partners, House Charlotte and the House Charlotte Program Overview, rev. 6.29.2026.

Community Partners Loan Pool (CPLP)

This is the most powerful program in North Carolina that almost nobody outside the affordable housing world has heard of, and it is the one every article gets factually wrong.

What it is: up to 25% of the sales price, capped at $50,000, from the NC Housing Finance Agency, when combined with an NC Home Advantage Mortgage. On a $340,000 purchase, that is $50,000. It must be paired with an NC Home Advantage Mortgage or a USDA Section 502 Direct loan.

Who it is for: households at or below 80% of area median income. Minimum credit score 640. You do not have to be a first-time buyer, though you cannot own other property.

The thing everyone gets wrong: CPLP is not forgivable. It is a 0% interest, deferred second mortgage with a term that matches your first mortgage. No monthly payment, but you repay it when you sell, refinance, or reach the end of the thirty-year term. Every listicle that files this under "grants" is doing you a disservice. It is a lien. A very good lien, but a lien.

The move nobody spells out: CPLP is nonprofit-administered down payment assistance. Look back at the House Charlotte eligible match sources. Nonprofit down payment assistance is on the list. CPLP is how the House Charlotte match actually gets funded. If you are under 80% AMI, buying in Charlotte city limits, under the price cap, you are potentially looking at a $30,000 House Charlotte base plus a match against CPLP funds. That is the stack. That is the thing worth understanding.

I will say the responsible part plainly: NCHFA applies over-subsidy limits, and there are underwriting guardrails on how much non-amortizing money can sit on a property. A lender and DreamKey have to run it. But this is the lane, and almost no Charlotte buyer knows it exists.

You apply through a CPLP member organization, not through a bank. In Charlotte, that is DreamKey Partners. NCHFA budgeted up to $12.5 million for CPLP in 2026. It is a finite pool.

Source: NCHFA, Community Partners Loan Pool

The Statewide North Carolina Programs

NC Home Advantage Mortgage

The workhorse. A 30-year fixed rate mortgage from the NC Housing Finance Agency with down payment assistance of up to 3% of the loan amount, usable with FHA, USDA, VA or conventional financing.

As of the agency's June 23, 2026 update, the NC Home Advantage suite runs to a $158,000 income limit and a $525,000 sales price limit. Minimum credit score is 640.

Two things worth flagging.

It is not a first-time buyer program. Move-up buyers qualify. Almost every buyer I mention this to is surprised, because the marketing photography suggests otherwise. If you own a home in Charlotte and you are moving across town, you may still qualify for a below-market NCHFA rate and 3% assistance.

The forgiveness schedule is long. The assistance is a 0% deferred second mortgage, forgiven at 20% per year at the end of years 11 through 15, with complete forgiveness at the end of year 15. Repayment is required if you sell, refinance or transfer before year 15. Sell in year nine and you repay every dollar. The median American moves well before year fifteen. Do that math honestly before you take it.

Source: NCHFA, NC Home Advantage Mortgage

NC 1st Home Advantage Down Payment

$15,000 in down payment assistance for first-time buyers and military veterans, paired with an NC Home Advantage Mortgage. Same structure as above: 0% deferred second, forgiven 20% per year across years 11 through 15, fully forgiven at year 15.

Important nuance almost every article buries: the income limits on this product are not the $158,000 statewide number. They vary by county and by household size, and they are tighter. Your lender has to pull the current Mecklenburg County table from NCHFA. Do not assume that because you cleared $158,000 you clear this one.

Also note: this generally replaces the 3% assistance rather than stacking on top of it. Your lender runs both and takes the larger number.

Source: NCHFA, NC 1st Home Advantage Down Payment and the NCHFA income limits page

The Nationwide Programs

These are available to anyone in the country, which means they are also available to you here, and they matter enormously if your income puts you above the Charlotte thresholds.

FHA

3.5% down with a 580 credit score. In 2026 the FHA loan limit in Mecklenburg County sits at the national floor of $541,287, against a conforming conventional limit of $832,750.

Here is what does not get said enough. At a 3.5% down payment, FHA mortgage insurance is permanent for the life of the loan. Conventional PMI cancels at 20% equity. Over a ten-year hold on a $350,000 home, that difference frequently exceeds the entire value of the down payment assistance you are chasing. Run FHA and conventional side by side, with the insurance modeled out, before you choose. If your lender will not do that for you, get a different lender.

VA

If you served and you have full entitlement: zero down, no monthly mortgage insurance, no loan limit. This is almost always better than stacking assistance programs, and it is worth saying because I have watched veterans spend three months chasing a $15,000 deferred second mortgage they would have to repay, when they could have closed with nothing down and no lien. You can still use NCHFA assistance on a VA loan to cover closing costs. Ask your lender to price both structures.

USDA

Zero down, but the property has to be in an eligible rural area. That is not Charlotte. It is the outer edges of Union, Cabarrus, Gaston and Lincoln counties. If your commute tolerance is real and your budget is tight, this is worth twenty minutes on the USDA eligibility map. If you want to live close to the city core, it is not your program.

Bank of America

Two separate programs, and most people only hear about one.

The Down Payment Grant is up to 3% of the purchase price, capped at $10,000, for first-time buyers in select markets. The America's Home Grant is a lender credit of up to $7,500 that can go toward non-recurring closing costs like title insurance and recording fees, or toward permanently buying down your interest rate.

Two things you will not read elsewhere.

First, the grant may be taxable. Bank of America's own disclosure states that the Down Payment Grant may be considered taxable income and that a 1099-MISC will be issued. A $10,000 grant is not a $10,000 grant if you owe tax on it next April. Budget accordingly and talk to your tax preparer.

Second, bank-provided down payment assistance is an eligible House Charlotte match source. Which means the bank you choose is not a convenience decision. It is a strategic one. This is a genuine stacking lane and I have never seen it written about.

Eligibility is market and census tract specific. Run your actual target address through the Bank of America Down Payment Center.

Wells Fargo

The Homebuyer Access grant is $10,000 toward a down payment, and Charlotte-Concord-Gastonia is one of the eligible metro areas. It is available to buyers earning 120% or less of area median income. Stack the Dream. Plan. Home. closing cost credit of up to $5,000 and the combined benefit reaches $15,000.

Two hard constraints. The grant works only with a Wells Fargo fixed-rate conventional loan, so FHA and VA are off the table. And eligibility is tied to specific census tracts inside the metro, not to the metro as a whole. Your address decides this, not your income.

Chase

Covered above. $2,500 or $5,000, tied to eligible census tracts, applied first to lower your rate, then to fees, with the remainder available toward down payment on applicable loans. Available on DreaMaker, Standard Agency, FHA and VA products. Run your address through Chase's homebuyer assistance finder rather than trusting a number you read in a blog post, including this one.

Good Neighbor Next Door

A HUD program almost nobody uses. Teachers, law enforcement officers, firefighters and EMTs can buy a HUD-owned home in a designated revitalization area for 50% off the list price, with $100 down. The discount takes the form of a silent second mortgage that is fully forgiven after three years of owner occupancy.

The reason nobody talks about it is inventory. Eligible listings show up a few at a time and are awarded by lottery. It is not a plan. But if you are in one of those four professions, it costs you nothing to check the HUD listings weekly, and the upside is enormous.

Charlotte Realtor Dante Pinto reviewing down payment assistance program options with a first-time buyer

Three Charlotte buyers, run end to end

Abstract program rules are useless. Here is what this looks like against real Charlotte situations. Numbers are illustrative estimates for teaching purposes, not quotes.

The relocating healthcare worker

Situation: A registered nurse relocating from Ohio to take a position at Atrium. Household of two. Combined income of $118,000 with a partner's remote job. Has never owned. Credit at 720. Wants to be within twenty minutes of the hospital and is looking at $400,000 to $450,000.

What she thinks: She has read the listicles, and she thinks she is walking into $80,000 from House Charlotte.

What is actually true: At $118,000 for a household of two, she is at roughly 126% of area median income. That is above the 110% House Charlotte ceiling and above the 80% CPLP ceiling. Both are closed. And even if they were not, her $425,000 target sits sixty grand over the $365,000 House Charlotte cap.

What is actually available: She clears the $158,000 NC Home Advantage income limit and the $525,000 price limit easily, so she has access to a below-market NCHFA fixed rate with 3% down payment assistance, roughly $12,000 on a $410,000 loan. She is a first-time buyer, so the $15,000 NC 1st Home Advantage may be in reach depending on the Mecklenburg County table for a two-person household, and that is a call for a lender to make, not me. She is under 120% AMI on the Wells Fargo definition depending on how they count the county, so Homebuyer Access is worth checking against a specific address.

The honest read: Her leverage is not in assistance programs. It is in the fact that she has a 720 score, a strong income, and Charlotte inventory sat around 2.5 months of supply with days on market climbing through early 2026. Her money is in negotiating seller-paid rate buydowns, not in chasing a program she does not qualify for. I would rather get her $12,000 in seller concessions on a house she actually wants than spend six weeks proving she cannot have House Charlotte.

The CMS teacher

Situation: A middle school teacher, single, household of one, earning $61,000. Has never owned. Credit at 668. Has about $9,000 saved.

What she thinks: She thinks she cannot buy anything.

What is actually true: At $61,000 for a household of one, she is under the 80% AMI limit of $65,750. She is in Program 1A. And she works for CMS.

What is actually available: If she can buy inside Charlotte city limits under $365,000, she is looking at a $30,000 House Charlotte base. But her credit is 668, which clears the 640 floor, so she also qualifies for CPLP through DreamKey at up to 25% of the sales price. On a $300,000 townhome that is $50,000 in a 0% deferred second. And CPLP is nonprofit assistance, which means it is an eligible House Charlotte match source.

She also needs an NC Home Advantage Mortgage as the first lien, since CPLP requires it, which brings NCHFA down payment assistance and a below-market rate into the picture.

The honest read: This is the buyer the entire system was built for, and she is the buyer least likely to know it. Her constraint is not money. It is inventory under $365,000 inside city limits, the 20-reservation-per-month House Charlotte queue, and 8 hours of homebuyer education she needs to complete before she is under contract, not after. Start the education now. Get the lender submission in early in the month. Shop the price band, which in practice means townhomes and condos in specific corridors and the older ranch stock on the edges. Her $9,000 in savings is more than enough. She just needs to move in the right order.

The first-generation buyer

Situation: A 31-year-old operations manager, household of three including a partner and a child. Combined income of $97,000. First in his family to buy. Credit at 631. Renting in east Charlotte.

What he thinks: He thinks his credit is the problem.

What is actually true: He is right, and it is the only problem. At $97,000 for a household of three, he is at roughly 92% of area median income. That puts him in House Charlotte Program 1B: a $10,000 base plus up to a $20,000 match. But at 631, he is below the 640 minimum for CPLP and for every NCHFA product. Which means no NC Home Advantage Mortgage, no CPLP, and no realistic path to funding the House Charlotte match.

What is actually available right now: FHA at 3.5% down, which he can get at 631. That is it, and it is a worse deal than what sits nine points away.

The honest read: Nine points. That is the whole conversation. For most buyers in his position, getting from 631 to 640 is a sixty to one hundred twenty day project involving utilization paydowns and disputing one or two reporting errors, not a year of penance. Crossing 640 opens NCHFA, opens CPLP, and makes the House Charlotte match fundable. Nine points is worth tens of thousands of dollars to him and he has no idea. Nobody told him, because the lender who pre-approved him for FHA had no incentive to.

That is the entire reason this article exists.

House Charlotte program tiers showing $30,000 base assistance and $50,000 match for buyers under 80 percent AMI

The five things that quietly disqualify people

The 640 credit floor. Every North Carolina program. NC Home Advantage, NC 1st Home Advantage, CPLP. All 640. Below it, none of them exist for you.
The $365,000 House Charlotte price cap against a City of Charlotte median around $420,000. You are shopping the lower third of the market whether you like it or not.
Charlotte city limits, not Mecklenburg County. Verify the specific address on the House Charlotte mapping application. Unincorporated areas are not eligible.
First-time buyer means no primary residence in the last three years. Not never owned. Three years. Plenty of people who owned a condo in 2015 assume they are out, and they are not. Veterans are treated as first-time buyers by NCHFA.

The queue. Twenty House Charlotte reservations per month, first come, first served, not guaranteed. A finite CPLP pool. These programs run out. The buyer who starts homebuyer education in September and gets a lender submission in the first week of the month beats the buyer with better numbers who started in November.

Lenders who actually know these programs

House Charlotte and CPLP require an approved lender. More to the point, they require a lender who has actually closed one, because the paperwork is real and the timing is unforgiving.

These are lenders I have worked with in Charlotte:

Jeffery Brunner, DHL Mortgage, (704) 930-7830
Mitch Reeder, Zillow Home Loans, (913) 387-5889
Jessica Babinski, OriginPoint, (704) 408-1974

I do not receive compensation, referral fees, or anything of value from any of them, and you are free to use any lender you want. I list them because when I ask a lender whether they have closed a House Charlotte deal with a CPLP match, I want the answer to be yes and not a pause. Ask them that question. Ask any lender that question.

What to do this week

If you are under 80% AMI: Call DreamKey Partners and start the 8 hours of homebuyer education. It has to be done before closing, the certificate is good for a year, and it is the single most common reason a buyer misses a reservation window. Do it now, before you find a house.
If you are between 80% and 110% AMI and you work for the city, the county, or CMS: Say the words "Program 1B Exemption" to your lender and watch their face. You may have $30,000 with no match requirement that nobody has told you about.
If your credit is between 620 and 639: Stop house hunting for ninety days and go get nine points. It is worth more than anything you will find on Zillow this quarter.
If you are above 110% AMI: The local programs are not your lane. Your money is in loan structure, lender credits, seller concessions and a rate buydown. That is a real strategy, not a consolation prize, and in a market with rising days on market it is often worth more than the assistance you are mourning.
Everyone: Verify. Every number in this article is sourced and linked, and every one of them can change without notice. NCHFA raised its limits on June 23, 2026. DreamKey revised the House Charlotte sheet on June 29, 2026. This is a moving target and anyone who tells you otherwise is selling you something.
Frequently asked questions
Can I combine down payment assistance programs in Charlotte? Yes, and stacking is where the real money is. House Charlotte explicitly permits combination with other assistance, including the NC Housing Finance Agency's Community Partners Loan Pool. But NCHFA applies over-subsidy limits and House Charlotte match rules govern what counts as an eligible match source. A program-approved lender has to run the actual structure.
Is House Charlotte a grant? No. It is a 0% interest, deferred second mortgage with a thirty-year term, forgivable at year 31. There is no monthly payment, but it is a lien on your home and you repay it if you sell before forgiveness.
What credit score do I need for down payment assistance in North Carolina? 640. That is the minimum for the NC Home Advantage Mortgage, the NC 1st Home Advantage Down Payment, and the Community Partners Loan Pool. FHA financing is available at 580 with 3.5% down, but it does not come with those assistance programs.
Do I have to be a first-time buyer? It depends on the program. House Charlotte is first-time buyers only. CPLP is not, although you cannot own other property. The NC Home Advantage Mortgage is open to move-up buyers. First-time buyer means you have not owned a primary residence in the past three years, and military veterans are treated as first-time buyers by NCHFA.
Is the NC Home Advantage Tax Credit still available? No. NCHFA has posted a termination notice for the NC Home Advantage Tax Credit, the Mortgage Credit Certificate program. If you see a Charlotte article promoting a $2,000 per year federal tax credit through this program, it is out of date.
How much house can I buy with House Charlotte? Up to $365,000, new construction or existing, inside Charlotte city limits. That is the hard cap, and it is below the City of Charlotte median sale price, so the program reaches roughly the lower third of the market.
About the author
I am Dante Pinto, a Realtor with The Redbud Group at Keller Williams SouthPark. NC Real Estate Broker License #349833.
I wrote this because I got tired of watching Charlotte buyers plan around programs that do not exist and miss the ones that do. Every figure here is sourced to a primary document from the administering agency, and every one of them was verified in July 2026.
If you want to talk through where you actually stand, book a thirty minute call. No pitch, no pressure. Half the time the answer is "you are further along than you think" and the other half it is "fix this one thing first."
Book a 30 minute call

Required disclosures Last verified: July 2026. Program amounts, income limits, purchase price caps, forgiveness terms and funding availability are set by the administering agencies and change without notice. House Charlotte reservations are limited to 20 per month, issued first come, first served, and are not guaranteed.
Dante Pinto is a licensed North Carolina real estate broker (#349833) with The Redbud Group at Keller Williams SouthPark (Firm License #C12658), Broker-in-Charge Brijal Shah. He is not a mortgage lender or a licensed mortgage loan originator. Nothing in this article is a commitment to lend, a determination of program eligibility, mortgage advice, tax advice, or legal advice. Only a program-approved lender and the administering agency can determine what you qualify for. Consult a tax professional regarding the tax treatment of any grant or assistance funds.
The lenders listed above are provided as a convenience. No compensation, referral fee, or other thing of value is exchanged in connection with these referrals. You are free to select any lender or settlement service provider you choose.
Equal Housing Opportunity. The Redbud Group at Keller Williams SouthPark, 5600 77 Center Dr #180, Charlotte, NC 28217.